Banking & Finance Law
Banking and finance law is a highly technical field covering the legal regulations related to credit operations, capital movements, and investment processes. This area requires expertise not only in local legislation but also in international financial dynamics.
Today, strengthening the financial structures of individuals and companies, meeting capital needs, and ensuring the secure continuation of commercial activities make relationships with banks and financial institutions critically important. Every transaction in these relationships is governed by specific legal rules, and potential disputes can have serious economic consequences.
Scope of Banking & Finance Law
Transactions in the banking and finance sector include credit agreements, collateral structures, mortgage and pledge operations, leasing and factoring contracts, project financing, and various other detailed legal arrangements. Additionally, the oversight of banks and financial institutions is conducted by regulatory bodies such as the BRSA (Banking Regulation and Supervision Agency), CMB (Capital Markets Board), and the Central Bank of Turkey.
In this field, ensuring the legal protection of both debtor and creditor parties and carrying out transactions in full compliance with regulations is crucial. Especially in high-value and long-term commercial transactions, professional contract drafting and precise risk analysis are essential.
Our Services at Sayın Law Office
At Sayın Law Office, we provide comprehensive legal consultancy and representation in Banking & Finance Law to both financial institutions and individual/corporate clients. Our main services include:
- Review of credit agreements
- Management of financial restructuring and debt rescheduling processes
- Establishment and supervision of collateral structures (mortgage, pledge, assignment, etc.)
- Factoring, leasing, and financial lease contracts
- Resolution of disputes arising from banking operations
- Representation of clients in enforcement proceedings and insolvency processes against financial institutions
- Legal support for compliance with banking regulations, audits, and internal control systems
Disputes with Banks and Financial Institutions
Our clients may occasionally face disputes related to credit repayments, unfair interest applications, contract violations, collateral cancellations, collateral supplementation requests, account closures, expansion of surety coverage, or seizure procedures. Sayın Law Office effectively represents clients in these processes, safeguarding their rights both during negotiations with banks and through enforcement or litigation proceedings.
Additionally, we assist individual clients with bank-related consumer disputes, objections to the Credit Bureau, and technical areas such as risk report preparation.
Sayın Law Office Approach
Banking and finance operations require meticulous attention to detail. Even a minor financial error or legal omission can lead to significant liabilities. At Sayın Law Office, our extensive knowledge and sector experience enable us to protect our clients’ existing rights while providing a secure and reliable foundation for new transactions.
We are committed to ensuring your financial operations are conducted safely, resolving banking-related disputes efficiently, and minimizing your risks. Sayın Law Office is your trusted partner in every step of the process.